502.779.8184
Louisville

Bill Repasky is a trial lawyer with Frost Brown Todd LLC’s Louisville office.  He is a graduate of the University of Michigan (B.A.) and Vanderbilt University Law School (J.D.). Prior to joining the Firm, Bill worked as in-house counsel for National City Bank, handling the Bank’s commercial, retail and operational litigation.  His litigation experience includes: 

Commercial - Complex lender liability, executive embezzlement and corporate fraud, CERCLA/RCRA liability, check kiting, commercial mortgage fraud, broker/dealer litigation, money transmitter laws, equine lending disputes, credit defamation claims, prejudgment attachment and replevin, and work-out negotiations and commercial collections;

Retail - Class action defense, TILA, FACTA/FCRA, FDCPA, HMDA, Kentucky's CPA rules, identity theft and notification, lien release claims, mortgage disputes, full scope of check cases, collections, and foreclosure prosecution and defense; and

Deposit Operations - UCC Articles 3, 4, 4A and 9, Internet banking, class action defense, deposit account agreements, vendor agreements, garnishments and wrongful attachment, discrimination, ACH, NACHA, BSA, EFTA, Reg E & CC, and privacy issues.

Bill has contract and litigation experience in the credit and debit card industry, including those issues unique to transaction Acquirers.  He served as in-house counsel to National Processing Company, the nation’s then second largest acquirer of card transactions.

Bill understands that the best litigation is the lawsuit the financial institution never encounters.  He is thus active with in-house training programs.  Two current presentations are: 

"The Five Most Common Mistakes Made at Retail Bank Branches and How to Prevent Them"

"Dealing With Your Most Troublesome Commercial Borrowers-Changing Courses of Dealing, Safely Exercising Discretionary Authority Under Loans, and the New World of Bank Work-Out Agreements"